I run Hauptwerk on several Macs and the built-in audio jack is excellent - assuming you only need stereo of course!
If you want to have "y" for headphones, I would consider adding a mini mixer (sometimes sold as a "keyboard mixer") which you can buy online or at any music store for well under $99. It should have a line in to accept a cable from your Mac and at least two faders to control the overall mix. These boxes typically have two outputs - one that you can use for tour powered monitors and one for your headphones. For a little extra money, you can get one that includes an effects processor to add reverb (though the built in Mac reverb using AU-Lab is also great.)
Les